Insurance Partner

Farmers Insurance - We Know a Thing or Two Because We've Seen a Thing or Two

Farmers Insurance Group was founded in 1928 in Los Angeles, California, originally serving farmers who needed reliable, affordable auto insurance. Today, Farmers has grown into one of the largest multi-line insurance groups in the United States, offering a comprehensive range of personal and commercial coverage options through a nationwide network of professional agents.

Smart Insurance works with Farmers to give you access to their broad product lineup and exclusive discount programs. Whether you need coverage for your car, home, life, business, or specialty vehicles, our advisors will guide you through the full range of Farmers products to build the perfect protection plan for your needs.

Auto Insurance

Personal & Commercial

Home Insurance

Homeowners & Renters

Life Insurance

Term, Whole & Universal

Business Insurance

Commercial & Specialty

What We Offer

Farmers Insurance Coverage Options

Comprehensive protection built on nearly a century of expertise

Auto Insurance

Farmers offers comprehensive auto coverage including liability, collision, comprehensive, uninsured motorist, and rental reimbursement. The Signal® app by Farmers rewards safe driving with discounts of up to 15% for qualifying behavior.

Homeowners Insurance

Farmers homeowners insurance covers your dwelling, personal property, liability, and additional living expenses. The Farmers Friendly Review® helps policyholders identify coverage gaps and opportunities to save on their annual premium.

Life Insurance

Farmers provides term life, whole life, universal life, and indexed universal life insurance. Their life insurance products are designed to protect your family's financial future with flexible premium options and long-term security.

Business Insurance

Farmers offers small and mid-size businesses comprehensive commercial coverage including general liability, commercial property, business owners policies (BOP), workers' compensation, and commercial auto for business vehicles.

Specialty Vehicle Insurance

Farmers covers motorcycles, classic cars, recreational vehicles, boats, and off-road vehicles with specialized policies. Get the right coverage for your prized possessions with Farmers' tailored specialty vehicle programs.

Renters Insurance

Farmers renters insurance provides affordable personal property and liability coverage for tenants. Whether you rent an apartment, house, or condo, Farmers ensures your belongings and financial exposure are fully protected.

Why Choose Farmers

Key Benefits of Farmers Insurance

Nearly a century of protection and personalized service

Signal® Safe Driver App

Farmers' Signal® app tracks safe driving habits and rewards you with discounts — the safer you drive, the more you save on your premium.

Farmers Friendly Review®

Farmers conducts annual policy reviews to ensure you have the right coverage for your current life situation and identify savings opportunities you may be missing.

Multi-Line Discounts

Bundle your home, auto, and life insurance with Farmers to unlock substantial multi-policy discounts and the convenience of a single insurance provider.

Experienced Claims Team

Farmers' dedicated claims team has seen nearly everything — their experienced adjusters work quickly and fairly to resolve your claims and get you back to normal.

Get Comprehensive Coverage with Farmers Insurance

Smart Insurance's advisors will help you navigate Farmers' complete product lineup, maximize your discounts, and build the most effective coverage plan for your needs and budget.