Insurance Partner

Bristol West Insurance - Coverage for Every Driver

Bristol West Insurance Group is a specialty auto insurance company that has been providing non-standard auto insurance solutions since 1973. A member of the Nationwide family of companies since 2007, Bristol West focuses on providing auto insurance to drivers who may have difficulty obtaining coverage through standard markets — including those with prior accidents, violations, or lapses in coverage.

At Smart Insurance, we work with Bristol West to help clients who need flexible, accessible auto coverage. Whether you have a challenging driving history or are simply looking for an affordable policy with easy payment options, our consultants will help you find the right Bristol West solution for your situation.

Non-Standard Auto

High-Risk Driver Coverage

SR-22 Filings

State Compliance Certificates

Liability Coverage

State Minimum & Beyond

Flexible Payments

Monthly Payment Plans

What We Offer

Bristol West Insurance Coverage Options

Affordable auto coverage solutions for all types of drivers

Liability Coverage

Bristol West provides bodily injury and property damage liability coverage to meet state minimum requirements and beyond. Protect yourself financially from costs arising when you are at fault in an accident.

Collision Coverage

Bristol West's collision coverage pays for damage to your vehicle resulting from a collision with another car or object, regardless of fault. This coverage is essential for protecting the value of your vehicle investment.

Comprehensive Coverage

Comprehensive coverage from Bristol West protects your vehicle against non-collision events including theft, vandalism, fire, natural disasters, falling objects, and contact with animals — critical for complete vehicle protection.

SR-22 Certificate Filing

If your state requires an SR-22 certificate — such as after a DUI, multiple violations, or license suspension — Bristol West can file this document on your behalf, helping you meet legal driving requirements and maintain coverage.

Uninsured Motorist Coverage

Bristol West's uninsured and underinsured motorist coverage protects you when the at-fault driver has no insurance or insufficient coverage. This important protection covers medical costs, lost wages, and vehicle repairs.

Medical Payments Coverage

Medical payments coverage from Bristol West pays for medical bills for you and your passengers following an accident, regardless of who is at fault. This coverage provides a vital financial safety net for injury-related expenses.

Why Choose Bristol West

Key Benefits of Bristol West Insurance

Specialized coverage for drivers who need a second chance

High-Risk Acceptance

Bristol West specializes in insuring drivers with prior accidents, violations, DUIs, or lapses in coverage who may be declined by standard carriers.

Flexible Payment Plans

Bristol West offers convenient monthly payment options with low down payments, making insurance accessible for drivers on tight budgets.

Nationwide Backing

As part of the Nationwide family, Bristol West benefits from the financial strength and claims-paying reliability of a top-tier insurance group.

Fast SR-22 Filing

Bristol West can quickly file your SR-22 certificate with the state, helping you reinstate your driving privileges and get back on the road fast.

Get Covered with Bristol West Through Smart Insurance

Even if you've been declined elsewhere, Smart Insurance can help you find the Bristol West policy that fits your situation and gets you legally covered on the road.